Florida Hurricane Milton Insurance Claim Attorneys

Lawyers for Hurricane Property Damage and Insurance Coverage in Florida

On October 8 and 9, 2024, Hurricane Milton tore through the Tampa Bay region of Florida, leaving behind widespread devastation. This hurricane caused significant damage to homes, businesses, and public infrastructure across the area. Winds reaching speeds of 85 miles per hour, combined with torrential rain, dangerous storm surges, and tornadoes, resulted in the destruction of property on a large scale.

If you are a property owner who has been affected by Hurricane Milton, you may encounter difficulties when filing insurance claims, and you may struggle to ensure that you will receive the proper coverage. The team at The Law Offices of John D. Ameen, P.A. has extensive experience assisting property owners in the aftermath of hurricanes and natural disasters. We work diligently to hold insurance companies accountable, and we can help you receive the full value of your policies. Whether your property was damaged by wind, flooding, fire, or other issues related to the storm, our attorneys can provide knowledgeable, compassionate representation to help you recover the compensation you deserve.

Ways Hurricane Milton Has Damaged Property

Hurricane Milton caused a wide range of property damage in the Tampa Bay area. You may have been affected by issues such as:

Flooding

Storm surges during Hurricane Milton have caused severe water damage in many areas around Tampa Bay. Floodwaters can destroy a building’s floors, damage walls, and weaken foundations. This may be a difficult issue to address, because flood damage is not covered by many homeowner insurance policies. Without the proper coverage, you may be concerned that you will have to pay for repairs out of pocket. We can assist you in determining the coverage available under your insurance policy. If insurance policies provide coverage for flooding of your home or business, we can work to ensure that you will be able to receive the full compensation you need to address your financial losses.

Fires

During a hurricane, power lines may be damaged, leading to fires in buildings or other locations. Flooding and water damage may lead to electrical fires that can cause extensive damage to homes or businesses. Fires that occur during a hurricane often compound the damage already caused by wind and water. Insurance companies may attempt to deny coverage for fire damage, arguing that it was unrelated to the storm or was caused by other factors not covered under a policy. Our attorneys will gather the necessary evidence to prove the cause of the fire and ensure that you can receive compensation for the full extent of your losses.

Damage Caused by Strong Winds

Milton's high-speed winds led to extensive damage, tearing off roofs, breaking windows, and compromising the structural integrity of buildings. Roof damage can result in leaks, allowing rainwater to enter the interior of a building and cause further destruction to ceilings, walls, and floors. Additionally, trees and debris carried by the wind can cause damage to roofs, walls, and windows. While most property insurance policies cover wind damage, disputes may arise over the extent of the repairs needed or the estimated costs. Our lawyers will advocate for you to receive a full and fair settlement for your wind damage claims.

Problems With Insurance Claims Related to Hurricane Milton

Hurricanes often lead to complicated insurance disputes, and property owners in Tampa Bay and other parts of Florida who have been affected by Hurricane Milton may encounter challenges in filing claims. These disputes can include:

Denied Claims

In some cases, insurers may claim that property damage was pre-existing or that it falls outside the scope of coverage. This can leave property owners facing significant repair bills with no financial support. Our attorneys can challenge the improper denial of claims by presenting evidence to demonstrate that damage is covered under an insurance policy.

Delayed Payments

It is crucial to address storm damage quickly, but delays in payment from insurers can make the recovery process more difficult. Insurance companies may take months to process claims, and they may even purposely delay payments in an attempt to force a policyholder to accept a lower settlement. These tactics can leave property owners in financial limbo. We understand the urgency of these matters, and our firm will take action to expedite your claim and resolve any unreasonable delays.

Underpayment

Even when an insurance claim is accepted, the settlement offered may be far lower than what is needed to repair or replace the damaged property. Insurers may undervalue the cost of materials and labor, or they may fail to account for the full extent of the damage. We can help by obtaining independent estimates of the damage and negotiating with insurers to ensure that you receive a fair and sufficient payout.

Protecting Your Rights After Hurricane Milton

The destruction caused by Hurricane Milton may leave many property owners facing an uphill battle with their insurance companies. At The Law Offices of John D. Ameen, P.A., can help you navigate the claims process successfully, ensuring that your rights and financial interests are protected. We will carefully review your policy, gather evidence of the damage, and work with you to negotiate settlements that will fully address your losses. Our goal is to help you recover financially while avoiding the stress of dealing with unfair insurance practices.

Contact Our Florida Hurricane Insurance Lawyers

If your home or business was damaged during Hurricane Milton, do not hesitate to seek legal assistance from the skilled attorneys at The Law Offices of John D. Ameen, P.A.. We can help you address issues related to insurance claims and ensure that you receive the compensation you deserve. Contact us today at 800-555-4011 to schedule a consultation and learn how we can assist with your recovery.