Life Insurance Denials Are Not Absolute
If you are the beneficiary of a life insurance policy, a coverage denial can make your period of grieving even more uncomfortable and difficult. You should know that an insurance company's decision to deny your claim is not an absolute barrier to recovery. However, many policies have written requirements that need to be followed in order to challenge a decision. Other policies allow a lawsuit for declaratory relief or a breach of contract action to be filed immediately. A qualified Florida life insurance attorney can examine your policy and discuss your rights and obligations with you. We may be able to find something that your insurance company overlooked. For example, in one of our cases, the insurance company denied the claim because the policy was cancelled prior to the insured’s passing. However, after reviewing the documentation we learned that the cancellation notice was sent to the wrong address and the notice itself was defective. Upon presenting this information to the insurance company the coverage denial was reversed and our client was deemed to be entitled to the insurance proceeds. We can review your life insurance denial free of charge. Call us at (800) 555-4011 for a free no obligation consultation.