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Florida Reinstates PIP Insurance Law for Drivers Beginning January 1

As of January 1st, 2008 all Florida motorists are required to carry personal injury protection (PIP) insurance again. Florida’s no-fault insurance law had expired on October 1 but has been reinstated. PIP insurance covers up to $10,000 in medical expenses for a driver who has been in an accident regardless of who was at fault. Passengers in the vehicle and family members living with the driver are also covered under the PIP policy. More than a million Florida drivers dropped the coverage after October 1. Florida police will be ticketing anyone who hasn’t renewed their PIP coverage by now. Insurance companies have been ordered to drop any clients who haven’t renewed their PIP coverage already and report them. In turn, Florida will suspend their drivers’ licenses and vehicle registrations. Drivers will have to spend up to $500 to renew both. Because of the $10,000 medical coverage provided by PIP, no-fault insurance coverage prevents drivers from filing a personal injury lawsuit against the at-fault driver for the accident unless the injured party has sustained a permanent injury. Unfortunately, auto accidents do occur where the injuries incurred are serious enough to warrant medical expenses that exceed the $10,000 coverage. Multiple surgeries, physical therapy, and 24-hour professional care are some of the costs that can accumulate during the weeks, months, or years—especially if the injury is catastrophic or permanent. Some of the serious injuries that can occur in a serious auto accident involving a truck, bus, motorcycle, or another truck: • Spinal cord injuries • Permanent disfigurement • Severed limbs • Traumatic brain injuries • Burn injuries • Head injuries • Paralysis In South Florida, the personal injury law firm of The Law Office of John D. Ameen, P.A. would like to offer you a free consultation to discuss your case. Our Florida car accident lawyers have helped many injured persons obtain recovery for their injuries. Contact The Law Office of John D. Ameen, P.A. today.

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