Hollywood Insurance Disputes Lawyer

Hollywood Insurance Disputes Attorneys

Speak with an experienced Hollywood insurance disputes lawyer about any legal concerns regarding your policy. At The Law Offices of John D. Ameen, P.A., our team of skilled insurance law attorneys can assist you in understanding the details and coverage of your policy, guide you through the claims process, or even the appeals process if your claim has been unfairly denied.

Our legal practice has extensive experience assisting clients with their property damage claims, car insurance, homeowner insurance, disability coverage, natural disaster insurance, claims of business interruption and instances of bad faith insurance. No matter your circumstances or how complex your case may seem, we are prepared to help you through this stressful and overwhelming time.

Understanding Insurance Disputes in Hollywood, FL

With the various types of insurance a person can obtain in Hollywood, Florida, there are countless forms of claim disputes that may arise. For homeowners’ insurance claims alone, Florida saw 70.8 percent of the country’s property insurance litigation in 2022 despite representing less than 15 percent of the nation’s homeowners’ claims.

Furthermore, the average yearly premiums for natural disaster/property insurance in Florida had risen to $4,200 following 2022, which is three times more than the national average. It’s no surprise that Florida has a high rate of insurance costs, considering how many forms of coverage are necessary in the state. Even though the rate of claim litigation is high, that doesn’t mean you simply need to accept when your insurance claim has been denied or delayed.

Most insurance-related lawsuits, such as disputes over denied claims or bad faith practices by insurers, are filed in the Broward County Circuit Court or County Court, depending on the amount in controversy. The main courthouse is located at 201 SE 6th Street, Fort Lauderdale, about a 15–20-minute drive depending on traffic.

Common Types of Insurance Disputes We Handle

There are many reasons why an insurance policy claim may be disputed, delayed, or outright denied. Our law firm has extensive experience handling a variety of insurance disputes, including the following:

• Vague or misunderstood policy terms
• Lapses in coverage, usually due to unpaid premiums
• Alleged bad faith practices
• Inaccurate information within or incompletely prepared insurance claim application
• Exclusions included in the policy, including incidents, injuries, or procedures that aren’t covered by the insurance policy’s terms
• Disagreements regarding increases in insurance premiums or changes in policy coverage
• Allegations of misinformation from the insurance provider
• Confusion about the tax discounts or benefits resulting from buying insurance

Do I Need an Insurance Disputes Lawyer in FL?

In the Floridian city of Hollywood, no individual is legally required to work with an insurance disputes lawyer in order to take action. However, it’s generally considered wise to work with an insurance law attorney since there are so many ways for your insurance claim to be disputed or initially denied. The chances of receiving the insurance benefits you’re rightfully entitled to increase when you entrust the skills of a qualified insurance disputes attorney.

Your insurance attorney can answer any questions you may have about continuing to qualify for your policy, how to change the beneficiaries of a policy and whether that’s the smartest course of action, and any other inquiries about your legal options. Attorneys are there to advise you throughout your case and provide insightful legal counsel. These insurance professionals are also there to help you in preparing your initial claim filings and any appeals that may be needed.

FAQs

Q: What Happens If My Claim Is Denied in Hollywood, FL?

A: If your insurance claim was denied in Hollywood, FL, there are various approaches you can take. It’s advised that you do so with the help of a qualified insurance attorney. One of the first steps is to contact your insurance provider’s claims department to request the reason for the denial or delay. Whether they’re able to provide a reasonable answer or not, your attorney can assist you and explain the breadth of your legal options.

Q: How Long After a Claim Denial Can You Dispute in Florida?

A: In Florida, you have approximately 90 days to file an official dispute against the insurance company after your claim has been denied. While this may seem like a wide timeline to begin an insurance claim dispute, it’s recommended that you begin your case as soon as you can for a myriad of reasons. Perhaps most importantly, starting your claim dispute early on allows your attorney ample time to investigate your case and negotiate on your behalf with the insurance provider.

Q: What Is the Average Amount of an Insurance Settlement?

A: It’s difficult to estimate how much an insurance settlement may amount to since there is no “average” settlement. Ask an attorney for an accurate settlement estimate. There are several factors unique to your individual case that can influence the amount of insurance benefits you might be eligible for. These factors include the type of insurance policy, its face value, the circumstances requiring apparent coverage, and the manner in which the policy is to be paid out.

Q: What Is Bad Faith Insurance in Hollywood, FL?

A: Bad faith insurance occurs when an insurance company acts unreasonable or unethically to deny a client their right to owed benefits. Bad faith is typically seen in wrongful claim denials or insufficient claim investigations. If you suspect your provider is acting in bad faith, be sure to speak with a qualified insurance lawyer.

Q: How Can I Appeal an Insurance Claim Denial?

A: If you believe your claim has been unfairly denied, consult with a qualified and experienced insurance dispute lawyer. When considering the option to appeal your claim denial, your insurance attorney can thoroughly review the details of your initial claim to ensure there are no errors or ways to easily improve the application. You may also consider hiring an insurance adjuster to obtain an independent appraisal. If these options don’t work, your disputes attorney can negotiate on your behalf.

Smart and Dedicated Insurance Dispute Lawyers

At The Law Offices of John D. Ameen, P.A., we have a deep understanding of how insurance providers operate. That’s why we’re here to work for you as insurance law professionals, providing insightful counsel and proficient representation against the insurance companies. Contact us today to set up an initial consultation with an insurance disputes attorney.